Creator Payouts & Secure Payments
Aquarelia.io features a financial infrastructure engineered to completely remove friction between Creators and Collectors. We combine secured tokenization with global clearing rails to ensure every collector purchase and creator withdrawal is instant, secure, and compliant.
Zero Sensitive Data on Our Servers
Your financial safety is absolute. Aquarelia never stores, processes, or sees full credit card numbers, CVNs, or bank account credentials. All sensitive financial data is tokenized and handled by licensed payment providers under robust certification and global standards.
Split Economics
Platform earnings settle with zero penny drift across a mathematically closed ledger:
- Primary Sales: 82% net credited to the creator (18% platform protocol fee absorbed).
- Secondary Resales: 80% net to the seller, with up to 6% ongoing royalty automatically routed to the original creator (14% platform protocol fee).
The 4-Rail Payout Ecosystem
Creators can choose from four distinct payout channels based on their geography, currency, and speed preferences:
| Payout Rail | Method & Channel | Payout Speed SLA | Best Suited For |
|---|---|---|---|
| 🟢 Local Bank | Direct Deposit (Stripe Express) | 1–2 Business Days | Creators in US, CA, AU, EU wanting domestic ACH/SEPA/BACS bank deposits. |
| 💳 Debit Card | Send-to-Card (Visa / Mastercard) | Within minutes | Creators wanting instant, direct-to-card spending balance. |
| 🌐 Wise | Virtual Multicurrency Rails | Within minutes to 1 Day | Creators in Southeast Asia (ID, PH) auto-converting to e-wallets (GoPay, DANA, GCash, Maya). |
| 🪙 USDC | Solana, Base, Polygon, Ethereum | Instant (< 60s) | Global creators wanting non-custodial, zero-spread stablecoin settlements. |
Checkout Options
Collectors can acquire artworks using frictionless 1-click mobile checkouts via Apple Pay and Google Pay, as well as major debit and credit cards (Visa, Mastercard, American Express).
Identity Verification
To prevent fraud and comply with international regulations, our payment partners securely manage identity checks and automated end-of-year reporting guidelines.