Secure Payments

Aquarelia.io features a bank-grade transaction infrastructure engineered to completely remove financial friction between Creators and Collectors. We partner with Stripe to ensure every transaction, card payment, and creator payout is protected by world-class security and global compliance standards.

Zero Sensitive Data on Our Servers (PCI DSS Compliance)

Your financial safety is absolute. Aquarelia never stores, processes, or sees your full credit card numbers, CVVs/CVNs, or bank account credentials on our servers. All sensitive financial data is tokenized and securely managed by Stripe under strict Level 1 PCI-DSS compliance—the highest level of security certification in the global payments industry.

Frictionless 1–2 Minute Stripe Express Setup

Creators do not need to open a complicated Stripe merchant business account or manage separate passwords. Instead, you complete a lightweight, passwordless 1–2 minute verification hosted securely by Stripe. Simply authenticate via a quick phone SMS or email code, add your local bank account or eligible debit card, and you are ready to receive direct deposits.

Identity Verification (KYC / AML) & Tax Compliance

To prevent fraud and maintain a secure marketplace, global financial regulations (including AUSTRAC in Australia, FinCEN in the US, and FCA in Europe) require basic identity confirmation before receiving payouts. Through Stripe Connect Express, Stripe is legally responsible for verifying creator identities (KYC / Anti-Money Laundering) and handling end-of-year tax reporting guidelines (e.g., 1099s in the US, ABN/TFN guidelines in Australia), protecting both buyers and creators with bank-grade encryption.

Automated Non-Custodial Payouts

Aquarelia never holds or custodians your earnings. The moment an artwork is purchased or won at auction, our protocol settles the encrypted ownership on the ledger while Stripe instantly splits and routes your exact earnings (86% on primary sales, 8% ongoing secondary royalties, 92% on recipe unlocks) straight into your connected payout method.

Flexible Payment & Payout Options

Collectors can pay securely using Visa, Mastercard, American Express, Apple Pay, and Google Pay. Creators receive direct fiat deposits in their local currency, with platform architecture designed to support instant debit card payouts and direct Web3 crypto settlements (e.g., USDC).